Instapay - Making Transactions Effortless.
InstaPay makes it easy to connect your systems and manage payments without the hassle. We've built a platform that grows with you, because true success comes from working in sync.
Start Accepting Payments Instantly
Say goodbye to long approval times. With our new instant onboarding feature, you can get approved. Whether you're launching a new business or scaling an existing one, our streamlined process helps you go live quickly. Get started today and focus more on growing your business.

Pricing plans
Our pricing packages
Standard
- Interchange (Hard Cost)
- NO markup
- Comes with Free Credit Card Terminal
- Up To $75,000 Monthly Volume
Premium
- Interchange (Hard Cost)
- NO markup
- Comes with Free Credit Card Terminal
- up to $150,000 Monthly Volume
Cash Discount
- 3% Customer Service Fee Passed to Customer
- 10 Cents per transaction
- Offer a Cash Discount to Customers and Eliminate 100% of your merchant account fees.
Seamless Integrations
Effortlessly connect with over various software platforms to keep your business running smoothly. From CRMs to eCommerce tools, access the latest technology without the hassle—everything you need, fully compatible and ready to go.
Multiple Payment Options
Boost your sales by giving your customers the flexibility they want. Accept Apple Pay, Google Pay, ACH, Venmo, Coinbase, PayPal, Klarna, Afterpay, and many others—making checkout easy and convenient for everyone.
Real-Time Transaction Tracking
Stay on top of your business with real-time updates on every transaction. Know exactly when payments are made, where they’re coming from, and monitor trends to make informed decisions quickly.
Easy Recurring Billing
Set up and manage subscriptions or repeat payments with ease. Ideal for memberships, services, and SaaS businesses—ensure consistent cash flow without chasing invoices.
Smart Payment Solutions for Every Business
Whether you're a startup or an enterprise, our solutions are designed to scale with you. From flexible payment methods to smart integrations, we empower your business to grow without limitations.
Software Integrations
Always have access to the most up-to-date and efficient software technologies that keep your business running smoothly.
- Dual Pricing Support : Eliminate credit card processing fees with built-in dual pricing.
- POS System Integration : Works with all POS systems across all major industries.
- Seamless Connectivity : Easily connect with your existing tools and platforms for better efficiency.
Retail Solutions
The latest payment technology at your fingertips—designed to enhance your retail operations.
- Fast & Secure Checkout : Speed up transactions with modern, secure payment options.
- Real-Time Inventory Sync : Keep inventory updated across all channels automatically.
- Customer-Friendly Payments : Offer flexible payment methods that improve the shopping experience.
Enterprise Solutions
Delivering seamless payment infrastructure across all channels to help large businesses scale and stay competitive.
- Omnichannel Payment Integration : Accept payments across in-store, online, and mobile platforms.
- Tailored Payment Solutions : Flexible setups to match your enterprise’s unique needs.
- Centralized Management : One platform to manage sales, analytics, and payment processes.
E-Commerce Solutions
Power your online business with modern technology that simplifies operations and maximizes conversions.
- Real-Time Software Updates : Stay current with the latest tools and eCommerce features.
- Smooth Checkout Experience : Fast, user-friendly checkout that reduces cart abandonment.
- Multiple Payment Methods : Offer customers flexibility with digital wallets, credit cards, and more.
Reliable, Scalable & Secure
Experience lightning-fast transaction processing that keeps up with your business no matter how many customers you serve. Our system is built for stability, designed to handle high volumes without delays or interruptions. With top-tier security protocols in place, you can trust every payment is protected. Let us manage the backend while you focus on taking your business forward with confidence.
Effortless Integration, Maximum Control
Connect your existing systems with ease—no need for complex setups or technical headaches. Our platform seamlessly integrates with popular tools, POS systems, and eCommerce platforms, giving you total control over your payment operations. Whether you're expanding or streamlining, our flexible infrastructure adapts to your business so you can focus more on strategy and less on setup.

Processing platforms



Ready for a Simple, Flat Rate?
Start accepting payments les than 2%. Our seamless payment infrastructure integrates across all channels, helping you capture more sales and grow without the stress of managing fragmented systems.


Why Partner With Us?
Building a reputable and long-lasting business takes more than just transactions. It requires smart tools and trusted support. We go beyond secure payment processing to provide innovative solutions that help you grow, adapt, and thrive. Our team is dedicated to empowering your business with technology that strengthens customer relationships, streamlines operations, and drives long-term success.